Which Insurance Do You Take?
The plans below. If yours is not one of them, call us anyway. Your plan may still pay part of the cost, and out of network, further down this page, says how.
Priority Health
We also accept commercial insurance, Marketplace plans, cash, check, credit card and health savings plans. If you are paying for yourself, you can inquire about a Good Faith Estimate in writing before you start.
Do You Take Blue Cross Blue Shield of Michigan?
Yes. We also take Blue Care Network, Blue Cross Complete, McLaren and Marketplace plans.
Medicaid: Am I Able to Enroll?
Yes, if your Medicaid plan is Blue Cross Complete. On a different Medicaid plan, call and read us the name on your card, and we will tell you where you stand. Wellvance, the community mental health authority for this area, is the other place to call; we list their numbers on the crisis resources page.
Will My Plan Cover Therapy?
Maybe. Two people with the same insurer can have different behavioral health benefits, so the answer is in your plan. Before your first appointment, call the number on the back of your card and inquire about your outpatient mental health coverage, which is what most insurers call therapy. Tell us what you learned, and we will help you understand what it means and decide your next steps.
What Questions Should I Ask About Coverage?
Three, and it helps to write them down before you dial. Have your card in front of you: the plan name is on the front and the number to call is on the back.
| Ask them | Why |
|---|---|
| Is outpatient mental health covered on my plan? | Some plans cover it in full, some in part, and a few not at all. |
| Do I have a copay, or a deductible to meet first? | With a deductible, you pay the full session rate until you have met it, which catches people off guard in January. |
| Do I need a referral or prior authorization? | If you need one and do not have it, your insurer can refuse the claim after the appointment has already happened. |
Do I Need a Referral?
Usually not. Some plans do require one for outpatient mental health, and the only way to know is to inquire with yours. Tell us what they say.
What If You Are Out of Network?
Your plan may still pay part of the cost. Ask your insurer about out-of-network outpatient mental health benefits, and whether they accept a superbill, which is an itemized receipt you send them so they can pay you back.
What If I Am Not Sure This Is for Me?
Call us anyway. You do not need to have everything worked out or know exactly what to say. Ask us how we can help you and we will support you in taking the next step.
Once you know where you stand with your plan, appointments and what to expect covers what happens next.
Reviewed by Ann Marie Shay, MA, LPC, CTP, MITS, September 2026.